HOT IPhone 4S - PAYG Or Contract?

Posted by Bhavesh Joshi On Sunday, February 17, 2013 0 comments
HOT IPhone 4S - PAYG Or Contract?
Getting an iPhone has never been easier, or cheaper for that matter. But an iPhone is still a pretty big investment. The initial cost of the hand set is one thing, but when you add in the monthly contract costs, you could end up spending an awful lot more money than you really should be. It is worth considering the older pay as you go (PAYG) model when looking at iPhones, because you could well save money, particularly if you're not a big phone user, per se, preferring instead to use your device for messaging of internet capabilities. iPhone PAYG can be a great way of getting the phone that you really want, whilst not paying an awful lot of money to get it. Don't believe us? Then check out the figures...

iPhone Contracts...
Note: these prices are averages, and will depend on your location and any special deals that mobile service providers may be offering.

One of the best iPhone contract deals for the 4S right now is with Tesco Mobile. The initial upfront costs will be around £335 for the phone itself. You're then locked into a fairly short twelve month contract (the standard contract length nowadays is twenty four months), at around £25 per month. You do get some freebies, including 1GB of internet usage, 250 calling minutes and 500 SMS. The total price of this contract works out to be around £635 (the price of the hand set plus the monthly bill for twelve months).

For those of us who don't want to shell out any cash up front, there is another possibility, but it involves being locked into a much longer contract. The UK mobile service provider 3 will give you an iPhone 4S for gratis, but you have to sign a twenty four month contract at £35 per month. For this you get the phone, 1 GB of internet usage, 500 calling minutes and unlimited SMS. But the total cost of this contract ends up to be a whopping £840.

iPhone PAYG...
HOT IPhone 4S
The caveat for an iPhone PAYG plan is that you need to regularly top up your account. By putting money into your account often enough you will qualify for unlimited data usage with most mobile providers. You will, of course, also need to buy the hand set yourself. Buying the iPhone 4S direct from Apple (which is cheaper and will avoid any unlocking issues), will set you back around £499. Going with the provider GiffGaff is your best deal. Putting at least £10 of credit per month onto your phone will qualify you for unlimited data and SMS as well as 250 calling minutes. Doing this for a year has a total cost of £619.

Which is Best?
PAYG obviously works out cheaper in the long run, but you do have to be willing to make the initial investment. If you can spend the cash right now on an iPhone though, you do end up saving money by not having to sign a contract. There's no reason that you should be locked into paying the phone company, when you could be putting that money back into your own pocket...

Phil Turner bought an iPhone PAYG phone for a friend. She is very happy with it.

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